We believe in making insurance simple
Guaranteed Acceptance
Life Insurance
We offer Guaranteed acceptance whole life insurance for those ages 50-85 (in most states) with options starting at $9.95 a month—ease the burden of final expenses and get back to living life on your terms.
Colonial Penn’s® popular guaranteed acceptance whole life insurance coverage rates are offered in units. A unit of coverage corresponds to the life insurance benefit amount that an individual can purchase. Coverage amounts are based on age, gender (in Montana, age only) and state of residence. The price per unit is a fixed amount. Multiple units can be purchased to help build a larger death benefit.
Explore the benefits
No medical exam and no health questions required
Locked-in premium rate that won’t increase
Budget confidently with flexible payment options
Coverage can't be cancelled
(As long as you pay your premiums)
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Choose Colonial Penn®
Since 1957, Colonial Penn has specialized in making life insurance simple and accessible by offering it directly to consumers at affordable prices.
Rated A (Excellent) by AM Best, the global rating agency for the insurance industry, indicating an excellent ability to meet ongoing insurance obligations.
Colonial Penn Life Insurance company has over $3.6 billion of life insurance in force1.
Colonial Penn currently has over 810,000 life insurance policies in force2 helping to provide peace of mind to so many Americans.
Your acceptance is guaranteed!
Ease the burden of final expenses with this popular plan featuring coverage that can last your lifetime. You can’t be turned down due to your health, and once you’re insured, your rate will never go up!
Life Insurance Overview
- Options start at $9.95/month
- Available for ages 50-85 in most states
- 30-Day Try-It-On Period… cancel your plan for a full refund.
Call to get a free quote today.
We make customer service simple.
Managing your policy is simple and easy. Log in to your account to see:
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- Coverage amounts
- Cash value & loan information
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- Payment history
- Where to submit an address change
Trusted by customers like you
Don't take our word for it, see what customers have to say about their Colonial Penn experience.
