Whole Life - colonialpennOld.com
Added protection for your family
Coverage that benefits your loved ones
Apply quickly and easily online.
Finish the process in a few simple steps.
30 Day Try-It-On Period
Cancel Your Plan for a Full Refund
Features of the Insurance Policy
Do you offer online customer service?
No Medical Exams
Answers to the questions on the application will help us determine your eligibility. This is permanent, whole life insurance with no medical exam required. An underwriter may contact you by phone for more information.
Locked-in Premium & Benefit Amount
Your premium is based on gender and age (in Montana, age only) when coverage takes effect. Your rate will not change for the life of the policy. Benefit amounts are available in increments up to $50,000.
Flexible Payment Options
Enjoy the flexibility to pay premiums monthly, quarterly, semi-annually, or annually.
Cash Value
This plan begins to build cash value after the first year of coverage. You can borrow against it at a guaranteed rate.
Frequently Asked Questions
Whole life insurance offers permanent, lifetime coverage. Your premiums do not increase over time, and your coverage begins to build cash value after the first year. You can borrow against this cash value by taking a policy loan. For people who want permanent protection, whole life insurance can be a good choice.
It’s easy to apply online. Get a quote and click ‘APPLY’ for the coverage you wish to apply for. You will then be directed to a secure webpage where you’ll provide your personal information, select your beneficiary(s), answer a few health questions, and select a billing method. After you submit your information, you will be able to print a copy of your signed application for your records.
If you prefer to apply through the mail, you can request information in the mail (link to information request page) or download and print (link to download) an application and mail it to us.