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We extend our concern to those whose lives have been impacted by recent natural disasters or emergencies. To those currently in the affected areas, please stay safe. If a state of emergency has been declared in your area, please contact us. We realize this could be a difficult time and we would like to work with affected policy owners to help answer any questions or concerns they may have about their insurance coverage. Please contact us Monday through Friday at (800) 523-9100 between 8:30 A.M. to 5:30 P.M. ET if you have any questions or concerns.

Coronavirus COVID-19: Protecting Your Health and Well-Being

For customer support and information, please visit our coronavirus update page.

No medical exams, no health questions. Your acceptance: guaranteed.

Help ease the financial burden for your loved ones with Colonial Penn’s Guaranteed Acceptance Life Insurance. Apply for this lifetime coverage now to lock in a premium amount that is guaranteed to never increase at a price that fits your budget.

Protect your savings from Cancer, Heart Attack or Stroke with Active Care^SM

An Active Care^SM supplemental health insurance policy pays a lump sum of cash directly to you when you are diagnosed with a covered condition.

Protect yourself and the ones you love most with Living Insurance^TM.

This traditional life insurance plus an early payout option of up to 50% if you are diagnosed with a covered illness provide important protection when you and your family may need it most.

It’s more than just life insurance. It’s your life’s insurance.

Life is meant to be lived to its fullest, not spent troubled about the cost of final expenses. Getting a quote takes seconds. Act now and get back to living.

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What are the benefits and features of these plans?

Popular Option
New Coverage Option

Popular Option

Help secure peace of mind with options starting at $9.95 a month.

Lock in lifetime coverage today - options start at $9.95 a month. No medical exams, no health questions, no rate increases. Your benefit is based on your gender and age when your coverage takes effect. We can guarantee acceptance because of a 2 year limited benefit period. Act now to secure this important coverage today.

New Coverage Option

Keep the “life” in life insurance with this flexible plan.

Build a plan that fits your life with Living Insurance. This two-part plan provides coverage now (while you’re living) or later when your family may need it most. It extends the value of traditional life insurance by allowing you to collect up to 50% of your benefit through an early payout option if you become seriously ill. Don’t wait. Apply now

Why Choose Colonial Penn?

When you choose Colonial Penn, you're choosing peace of mind, for the future.

No Medical Exams

Our plans don’t require medical exams. Depending on the plan you choose, you may have to answer a few questions.

Money-back Guarantee

Try it out for 30 days. If your plan doesn’t feel quite right, cancel for a full refund.

Affordable Rates

When you purchase a life insurance policy your rate schedule is locked in and will not change. No hidden surprises, just valuable protection at affordable rates.

A Devoted Service Team

Whether you need quick answers or step-by-step guidance, dedicated representatives are available to help.

Colonial penn Experience

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Try It On Period, 30 Days of Getting to Know Us

Lets you change or cancel your plan for a full refund if it doesn't feel quite right.

Need more help?

We make it easy to compare plans so you can find the best fit for you.

Or give us a call and we'll help walk you through it!