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Guaranteed Acceptance Life Insurance

This is permanent coverage that lasts your whole life. You can't be turned down due to your health, and once insured your rate will never go up! There are no medical exams and no health questions to answer. Benefit is limited in the first 2 years. People often buy this to help with final expenses.

Pricing and Terms

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Basic Details

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Giving your phone number means that you understand and agree that a Colonial Penn® Program representative may contact you by phone to discuss the purchase of life insurance (except in CA).

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Basic Plan Details


There are no medical exams and no health questions to answer. Your coverage can last your whole life and once coverage takes effect the rate will never change. Because of a 2-year limited benefit period, you can't be turned down for this insurance because of your health. People often buy this to help cover final expenses.

*Based on 2018 customer data for electronic policy applications

Pricing and Terms

A unit of coverage corresponds to the life insurance benefit amount you can purchase and it depends on age, gender (except in MT) and state.

Your Policy Quote

Base Plan

Coverage

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Add-Ons

Living Benefit Rider

Early Payout Benefit

Up to 50% of Base Plan Coverage

Living Benefit Rider

Early Payout Benefit

Up to 25% of Base Plan Coverage

Living Benefit Rider

Early Payout Benefit

Up to 50% of Base Plan Coverage

Accidental Death Benefit Rider

Additional Benefit

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None Selected

-

Total Monthly Premium

$-

Colonial penn Experience

Personal Protection For Our Customers

Offering peace of mind for over 60 years

Try It On Period, 30 Days of Getting to Know Us

Lets you change or cancel your plan for a full refund if it doesn't feel quite right.

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