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Introducing living insurance
Protect your family and yourself with a living insurance plan
This two-part plan extends the value of your life insurance, so you can collect up to 50% of it early if you become seriously ill. That gives you flexible coverage for NOW (while you're living) or later when your family may need it most.
An early payout option is an accelerated death benefit rider that allows you to receive part of your policy's benefit if you're diagnosed with a covered illness. The payout is subject to an administrative fee and repayment of a percentage of any policy loans and loan interest.
Life is never one-size-fits-all
Find a plan that fits yours.
We offer affordable coverage options no matter where you are in life. Whether you're planning ahead, or haven't planned enough, we have options that can help meet your needs.
(Ages 50-85 in most states) With Guaranteed Acceptance, you don’t need to be in perfect health to get coverage. This is permanent, whole life insurance with no health questions asked and no physicals required.
(Ages 40-75) Our permanent whole life plan offers you affordable life-long coverage that builds cash value that you can borrow against at a guaranteed interest rate. Once insured your rate will never go up.
(Ages 18-75) Our term life insurance is guaranteed renewable up to age 90. Your rate is based on gender and age when coverage takes effect. Rates increase as you enter a new age band.