Get My Quote for Renewable Term Life Insurance

Renewable Term Life Insurance + an Early Payout Option

Living Insurance, a two-part plan, provides flexible coverage for you now and later when your family may need it most. It combines the benefits of traditional renewable term life insurance and an optional early payout that allows you access to up to 50% of your benefit if you become seriously ill. Select either the heart attack and stroke, cancer, or, if age eligible, chronic illness early payout option. This coverage is renewable up to age 90. Your rate is based on gender and age when coverage starts. No medical exams. Answers to questions on your application help us determine your eligibility. An underwriter may contact you by phone for more information.

Pricing and Terms

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Basic Details

What we need To Give You A Quote


Giving your phone number means that you understand and agree that a Colonial Penn® Program representative may contact you by phone to discuss the purchase of life insurance (except in CA).

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Basic Plan Details


Your rate is based on gender and age when coverage starts and will increase as you grow older. Many people buy this for the years their dependents need their support most. There are no medical exams - your answers to the questions on the application help us determine your eligibility.

*Based on 2018 customer data for electronic policy applications

Pricing and Terms

Coverage for the years you think you'll need it most. It's renewable up to age 90, but rates increase as you age