We extend our concern to those whose lives have been impacted by recent natural disasters or emergencies. To those currently in the affected areas, please stay safe. If a state of emergency has been declared in your area, please contact us. We realize this could be a difficult time and we would like to work with affected policy owners to help answer any questions or concerns they may have about their insurance coverage. Please contact us Monday through Friday at (800) 523-9100 between 8:30 A.M. to 5:30 P.M. ET if you have any questions or concerns.

Coronavirus COVID-19: Protecting Your Health and Well-Being

For customer support and information, please visit our coronavirus update page.

Apply for coverage in minutes

Get a quick insurance quote now.

Life is never one-size-fits-all.

We offer affordable coverage options no matter where you are in life. Whether you're planning ahead, or haven't planned enough, we have options that can help meet your needs.

Renewable Term Life Insurance

(Ages 18-75) Our term life insurance is guaranteed renewable up to age 90. Your rate is based on gender and age when coverage takes effect. Your rate will increase as you enter a new age band.

Learn More

Permanent Whole Life Insurance

(Ages 40-75) Our whole life plan offers affordable lifetime coverage. Once insured, your rate will never go up. It builds cash value that you can borrow against at a guaranteed interest rate.

Learn More

Guaranteed Acceptance Life Insurance

(Ages 50-85 in most states) With Guaranteed Acceptance, you don’t need to be in perfect health to get this popular plan. This is permanent, whole life coverage with no health questions asked and no required physicals.

Learn More

What are the benefits and features of these plans?

Popular Option

Help secure peace of mind with options starting at $9.95 a month.

Lock in lifetime coverage today - options start at $9.95 a month. No medical exams, no health questions, no rate increases. Your benefit is based on your gender and age when your coverage takes effect. We can guarantee acceptance because of a 2 year limited benefit period. Act now to secure this important coverage today.

New Coverage Option

Keep the “life” in life insurance with this flexible plan.

Build a plan that fits your life with Living Insurance. This two-part plan provides coverage now (while you’re living) or later when your family may need it most. It extends the value of traditional life insurance by allowing you to collect up to 50% of your benefit through an early payout option if you become seriously ill. Don’t wait. Apply now

Why Choose Colonial Penn?

When you choose Colonial Penn, you're choosing peace of mind, for the future.

No Medical Exams

Our plans don’t require medical exams. Depending on the plan you choose, you may have to answer a few questions.

Money-back Guarantee

Try it out for 30 days. If your plan doesn’t feel quite right, cancel for a full refund.

Affordable Rates

When you purchase a life insurance policy your rate schedule is locked in and will not change. No hidden surprises, just valuable protection at affordable rates.

A Devoted Service Team

Whether you need quick answers or step-by-step guidance, dedicated representatives are available to help.

Colonial penn Experience

Personal Protection For Our Customers

Offering peace of mind for over 60 years

Try It On Period, 30 Days of Getting to Know Us

Lets you change or cancel your plan for a full refund if it doesn't feel quite right.

Need more help?
We make it easy to compare plans so you can find the best fit for you.
Or give us a call and we'll help walk you through it!