At Colonial Penn, we understand that our customers have unique needs and concerns when it comes to choosing the right insurance plan for them. As we work with our customers, we’ve found that our customers have some common questions, concerns and even some worries.
We thought it might be helpful to give an overview of these common questions with how we tackle them by providing solutions.
Top Concerns and Solutions:
- Affordability of Premiums:
- Concern: Many of our customers are on fixed incomes and worry about the affordability of insurance premiums.
- Solution: Colonial Penn offers a range of options that cater to different budget levels. We also provide flexible payment options to ease the financial burden.
Check out our blog, Can You Lock in a Life Insurance Premium?
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Guaranteed acceptance life insurance without medical exams, health questions, or rate increases.
- Coverage for Pre-Existing Conditions:
- Concern: Customers often worry about whether their pre-existing medical conditions will be covered.
- Solution: Colonial Penn offers Guaranteed Acceptance Life Insurance, which does not require a medical exam or health questions, ensuring coverage regardless of pre-existing conditions.*
You may be interested in reading, Can You Get Life Insurance with Pre-Existing Conditions?
- Ease of Enrollment and Claims Process:
- Concern: The process of enrolling in an insurance plan and filing claims can be intimidating, especially for older adults.
- Solution: We have simplified our enrollment and claims process to make it as straightforward as possible. Our customer service team is available to assist with any questions or concerns.
Check out our blog, 9 Potential Reasons Life Insurance Won’t Pay Out
- Financial Security for Loved Ones:
- Concern: Customers want to ensure that their loved ones are financially protected in the event of their passing.
- Solution: Colonial Penn’s life insurance plans are for your entire life as long as you pay your premiums so it can potentially ease the burden of your final expenses for your beneficiaries upon your passing.
Our blog, How Life Insurance Can Help Ensure Financial Security, may be of interest to you.
- Trust and Reliability of the Insurance Provider:
- Concern: Choosing a reliable and trustworthy insurance provider is crucial for peace of mind.
- Solution: With over 60 years of experience in the insurance industry, Colonial Penn’s commitment to our customers is reflected in our personalized service and comprehensive coverage options.
Want more? Check out our blog, Is Life Insurance Tax Deductible?
Colonial Penn is here for you!
Colonial Penn has specialized in making life insurance simple and accessible by offering it directly to consumers since 1957. Click here to learn more.
*We are able to guarantee your acceptance due to a two year limited benefit period. In most states ages 50-85, DC 55-85, MN & MO 50-75, NJ 50-77 (male) 50-82 (female), NY 50-75, PA 56-85 Policy issued by Colonial Penn Life Insurance Company, Philadelphia, PA. In New York, the Colonial Penn Program is offered by Bankers Conseco Life Insurance Company, Jericho, NY.
