Life is meant to be lived to the fullest, not spent worrying about final expenses and funeral costs. By responsibly planning, you can help prevent a financial burden on your family and loved ones. Apply for a plan and start preparing for the future now. Below are the affordable life insurance plans we offer.

Guaranteed Acceptance Life Insurance

(Ages 50-85 in most states) With Guaranteed Acceptance, you don’t need to be in perfect health to get coverage. This is permanent, whole life insurance with no health questions asked and no physicals required.

No Medical Exam

You cannot be turned down because of your health.

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Locked-in Premium

Once insured your rate gets locked in and is guaranteed to never increase for as long as your coverage lasts.

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Permanent Whole Life Insurance

(Ages 40-75) With our Permanent Whole Life plan your premium is locked in for life. Your rate will never go up.

No Medical Exam

Permanent, whole life insurance with no medical exam required. Your answers on your application will help us determine your eligibility.

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Cash Value

Your policy begins to build cash value after the first year of coverage, which you can borrow against at a guaranteed interest rate.

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Renewable Term Life Insurance

(Ages 18-75) For adults of all ages, Renewable Term Life is guaranteed renewable up to age 90. Your rate is based on gender and age when coverage takes effect. Rates increase as you enter a new age band.

No Medical Exam

Renewable term life insurance with no medical exam required. Your answers on your application will help us determine your eligibility.

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Protection to help Your Family

Term Life insurance that you can renew up to age 90 offers an affordable way to help protect your family.

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30-Day Money-Back Guarantee

Our life insurance has a 30-day Money Back Guarantee. You can return your policy within 30 days of receipt for a complete refund.

New York

New York Residents

Residents of New York please follow this link.

I am a New York resident

Have questions? No problem. Reach out to us for more information.

1-877-877-8052